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THE COMPANY
Paidy is a Japanese fintech company specializing in Buy Now, Pay Later (BNPL) services. It allows users to shop online without a credit card, offering monthly consolidated payments via bank transfer, convenience store payments, or direct debit. Paidy provides interest-free installment plans for select purchases and partners with major retailers like Amazon Japan and Qoo10. The service simplifies transactions with email and phone number authentication, making online shopping more accessible. Paidy was acquired by PayPal in 2021, expanding its global reach.