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BILL Holdings, Inc. (formerly Bill.com) is an American financial technology company that provides cloud-based software for financial operations. Founded in 2006 by René Lacerte, it is headquartered in San Jose, California, USA. BILL offers automated accounts payable (AP) and accounts receivable (AR) solutions, helping businesses streamline payments, manage expenses, and control budgets. The company also provides credit lines, spend management tools, and integrations with accounting software.